You do not have to exhaust your life saving to qualify for ALTCS – governmental program that pays for the bulk of long-term care expenses in Arizona. The average nursing home private pay rate is $6,905 per month, which can quickly deplete most individual’s savings. ALTCS has been referred to as the “nursing home insurance plan for the middle class”. Most people do not automatically qualify for ALTCS because like all government programs there are strict requirements that must be met. There are ways to speed up your eligibility and immediately qualify for ALTCS, while retaining your assets. We can help you obtain these benefits and preserve your assets for your loved ones.